Distracted driving and texting

In Kentucky, a driver may not write, send or read a text message, instant message or email on a phone or similar device while the vehicle is moving on the traveled part of a road. For drivers under 18, the ban covers almost all phone use.

What the texting ban does not cover

The ban for adult drivers applies to text-based messages. It does not prohibit phone calls. The statute also does not apply to:

• Using a GPS or navigation feature, whether on the phone or built into the vehicle.
• Reading, selecting or entering a phone number or a name to make a call.
• Writing a text to report illegal activity, call for medical help, reach police or another public safety agency, or prevent injury to a person or property.
• The operator of an emergency or public safety vehicle who uses a device as an essential part of official duties.

Kentucky has not adopted a broader hands-free requirement. A bill to prohibit using a mobile electronic device while driving passed the state Senate in 2026 but did not become law.

Drivers under 18

A person under 18 who holds an instruction permit, intermediate license or operator’s license may not use a personal communication device at all while driving a motor vehicle, motorcycle or moped that is in motion. That includes talking as well as texting. The only exception is calling for medical help, police or another public safety agency in an emergency. Navigation systems that stand alone or are built into the vehicle are allowed, but typing information into a phone’s GPS feature is not.

Fines and points

The fine is $25 for a first offense and $50 for each later offense. A texting conviction also adds three penalty points to the driver’s record. The Transportation Cabinet may suspend the license of an adult who collects 12 or more points in two years. For a driver under 18, the threshold is seven points.

Distraction and fault in a crash

A crash caused by distraction can have consequences beyond a ticket. In a civil lawsuit, Kentucky uses comparative fault. The judge or jury assigns each party a percentage of the fault, based on each party’s conduct and how closely it is tied to the harm. Each party’s share of the damages follows that percentage. A driver who was texting or otherwise not paying attention can be found partly or entirely at fault. Depending on the facts, a distracted driver who injures or kills someone may also face criminal charges.